PAYBACK and Miles & More: How to Earn Miles Fast
You can collect Miles-and-More miles, not only by flying or credit cards. Another excellent possibility is Payback, and a very easy and free method is HolidayCheck.
- Miles-and-More Tutorial: Part 1 – Introduction
- Miles and More Tutorial: Part 2 – Earn Miles with Payback
- Miles and More Tutorial: Part 3 – Earn Miles with Hotel booking sites and Holidaycheck
- Miles and More Tutorial: Part 4 – Redeem your miles for maximum value
What is PAYBACK?
PAYBACK is a large multi-retailer loyalty program operating primarily in Germany, Austria, and Switzerland. Members earn points when shopping at participating stores, supermarkets, pharmacies, fuel stations, and hundreds of online partners.
The biggest advantage for frequent flyers is simple: PAYBACK points convert 1:1 into Miles & More miles.
This makes PAYBACK one of the strongest, if not the strongest, ways to accumulate Miles & More miles, especially because many partners award generous bonuses during promotions.
Even if you do not live in one of the participating countries, you can still earn PAYBACK points through online purchases, including travel bookings via major platforms like:
- Expedia.de
- Booking.com
- OTTO
- Numerous other European e-commerce sites
This means you can effectively earn Miles & More miles throughout Europe, even if you’re based outside Germany.
Maximize Your Points With PAYBACK Coupons
Once you have a PAYBACK account, the real earning power comes from coupons.
Many retailers offer bonus coupons ranging from:
- 2x points
- 5x points
- 10x points
- Up to 15x points during big promotions
These multipliers stack on top of your regular base points and can dramatically increase your overall mileage balance.
To access these coupons:
- Install the PAYBACK mobile app
- Go to the “Coupons” tab
- Activate the coupons before you shop (“Coupon aktivieren”)
- Present your PAYBACK card (physical or digital) at checkout
The bonus points are added automatically once the transaction is processed.
How to get a Payback card
If you live in Germany, Austria, or Switzerland, signing up is extremely easy. You can:
- Register online
- Pick up a card at participating stores (often takes under 3 minutes)
If you live outside these countries, such as in Luxembourg, you still have ways to join:
- Many users obtain a digital PAYBACK card by signing up online
- Or pick up a physical PAYBACK card when visiting Germany, Austria, or Switzerland
Once you have a card number, you can register it on the PAYBACK website and begin earning points immediately.
Registering and Using the PAYBACK App
After obtaining a card (physical or digital):
Visit the PAYBACK website on a computer
Register your existing card using the option “Vorhandene PAYBACK Karte registrieren”
Once registered, download the PAYBACK app on your smartphone
Log in with your PAYBACK credentials
Access coupons, your digital card, and partner offers through the app
If the app is not available in your country’s app store, you can download the Android APK version from trusted APK distributors.
Your digital card (or even a screenshot of it) can be used at checkout in most places.
How to Convert PAYBACK Points Into Miles
Converting PAYBACK points into Miles & More miles is simple:
Log in to your PAYBACK account on a desktop browser
Select the option to transfer points to Miles & More
Choose the number of points you want to convert
Confirm the transfer
Transfers typically process quickly.
Automatic Conversion
You can also enable automatic transfers twice a year (“Meilen-Abo”). When enabled, all points are transferred to Miles & More automatically on the predetermined dates. We do not suggest this as you might miss the bonus promotions.
Transfer Bonus Promotions
Several times per year, PAYBACK and Miles & More run bonus promotions, often up to 25% bonus miles
These bonus events are one of the most efficient ways to boost your Miles & More balance.
Conclusion
PAYBACK is one of the most powerful tools for earning Miles & More miles quickly and efficiently, especially if you shop regularly within the PAYBACK ecosystem. With 1:1 conversion and frequent bonus promotions, it becomes an essential part of any award traveler’s strategy.
Note: All deals are personally verified and bookable directly with airlines or reputable travel partners. Prices and availability can change quickly, we never sell flights ourselves.