Best Credit Card in Belgium for Earning Airline Miles or Hotel Points
A Guide to Finding the Best Credit Card in Belgium for Earning Airline Miles or Hotel Points
If you’re based in Belgium and want to make the most out of your everyday spending, this guide is for you. We’ll walk you through the best credit card options available in Belgium that let you collect airline miles or hotel loyalty points, perfect for frequent travellers or anyone looking to make their next getaway more luxurious.
You’ll find an overview of all the cards currently available in Belgium, along with a detailed comparison at the end. As more options are appearing on the Belgian market, it’s becoming easier than ever to choose a card that fits your travel style and rewards goals.
Earning Miles or Points with a Credit Card in Belgium
The travel credit cards currently available on the Belgian market are:
- American Express Platinum
- American Express Gold
- Beobank Flying Blue Mastercards
- Beobank Brussels Airlines Mastercards
- Revolut Ultra Credit Card
Why Choose a Credit Card That Earns Miles & Points?
With a credit card that earns you miles, you can collect rewards simply by going about your daily spending, groceries, dining out, or even filling up your car. It’s like earning travel-style cashback that brings you closer to your next trip every day.
Plus, most of these cards come with extra benefits like travel insurance, airport lounge access, or other perks that make your journeys smoother and more rewarding.
In this article, we’ll focus only on travel-related perks of each card.
American Express
With an American Express card, you earn Membership Rewards Points for every euro you spend. The best part? These points can be transferred to a variety of airline and hotel loyalty programs whenever you wish, offering maximum flexibility.
Transfer Partners
Airlines:
- British Airways
- Delta
- Etihad
- Emirates
- Flying Blue
- Iberia
- SAS
Hotels:
- Hilton Honors
- Marriott Bonvoy
With a simple “trick”, you can also transfer your points to United Airlines at a 2:1 ratio. For example, transferring 60,000 Marriott Bonvoy points gives you 30,000 United miles (thanks to United’s extra 5,000-mile bonus on top of Marriott’s usual 25% transfer bonus).
American Express Platinum
Collecting Points
- Earn 1 Reward Point per € spent.
- Boost your earning to 3 points per € with a €10/month “booster” option.
- Welcome bonuses up to 150,000 points are often available, enough for a one-way Business Class flight to the U.S. or several hotel nights.
The Perks
- Unlimited Priority Pass access for up to 4 people.
- Gold status with 4 hotel chains (e.g. Hilton Gold = free breakfast and upgrades).
- Fast Lane access at Brussels Airport.
- Gold status with major car rental companies.
- Points never expire.
- Comprehensive travel insurance.
- Dining for Two: enjoy 3 complimentary two-course meals per year (worth up to €300) at selected Benelux restaurants.
The Costs
€65/month (or €75 with booster), totaling €780–€900 per year. It’s a premium card, but frequent travellers can easily offset the cost through lounge access, hotel perks, and rewards points.
American Express Gold
Collecting Points
- Earn 1 Reward Point per € spent.
- Welcome bonus up to 60,000 points for new applicants.
The Perks
- 4 free Priority Pass lounge visits per year.
- Excellent travel insurance coverage.
- €100 annual dining credit (2× €50, valid in Belgium, Netherlands, and Luxembourg).
- Points never expire.
The Costs
€20/month or €240/year.
How to Apply: Check our detailed post for the latest American Express sign-up offers in Belgium.
Beobank Flying Blue Mastercards
Beobank Flying Blue World Mastercard
Collecting Miles
- Earn 1 Flying Blue mile per € spent.
- Welcome bonus: 3,500 miles.
The Perks
- 2 Fast Track vouchers for select airports (via Mastercard Priceless).
- Lounge access (paid) via Mastercard Priceless.
- Miles validity extended 20 months with each transaction.
- Solid travel insurance package.
The Costs
€75 per year.
How to Apply: Apply directly on the Beobank website.
Beobank Flying Blue World Mastercard Premium
Collecting Miles
- Earn 1.25 Flying Blue miles per € spent on daily purchases.
- Earn 1.5 miles per € with Air France or KLM.
- Welcome bonus: 5,000 miles.
The Perks
- Same as the standard card, with better earning rates and travel insurance.
The Costs
€150 per year.
How to Apply: Apply directly on the Beobank website.
Beobank Brussels Airlines Mastercards
Beobank also offers Miles & More credit cards for Brussels Airlines customers. You’ll earn between 0.5 and 2 miles per € spent, depending on the card level.
Brussels Airlines Altitude Mastercard
Collecting Miles
- 2 miles per € spent with Brussels Airlines or outside the EU.
- 1.5 miles per € with Lufthansa Group or Star Alliance.
- 1.25 miles per € elsewhere.
- Welcome bonus: 5,000 miles.
- Annual cap: 100,000 miles.
The Perks
- 3 Lounge Access vouchers at Brussels Airport.
- Priority Check-in & Boarding on Brussels Airlines.
- 2 Fast Track vouchers (Mastercard Priceless).
- Miles never expire with one transaction per month.
- Comprehensive travel insurance.
The Costs
€180 per year.
Brussels Airlines Horizon Mastercard
Collecting Miles
- 2 miles per € with Brussels Airlines.
- 1.5 miles per € with Lufthansa Group or Star Alliance.
- 1 mile per € elsewhere.
- Welcome bonus: 3,000 miles.
- Annual cap: 50,000 miles.
The Costs
€100 per year.
Brussels Airlines Explore Mastercard
Collecting Miles
- 2 miles per € with Brussels Airlines.
- 1 mile per € with Lufthansa Group or Star Alliance.
- 0.5 miles per € elsewhere.
- No welcome bonus.
- Annual cap: 25,000 miles.
The Costs
€20 per year (first year effectively free with a €20 voucher).
How to Apply: Apply directly on the Beobank website.
Revolut Ultra Credit Card
The Revolut Ultra Card is designed for premium travellers who value digital convenience, flexibility, and travel perks.
What Are RevPoints?
Revolut’s reward currency, RevPoints, can be converted 1:1 into airline miles with several partners, including:
- Aer Lingus
- British Airways
- China Southern
- Etihad Airways
- Finnair
- Flying Blue
- Iberia
- Qatar Airways
- SAS
- TAROM
- TAP
- Turkish Airlines
- Virgin Atlantic
How to Collect RevPoints
- Earn 1 RevPoint per € spent.
- Earn bonus RevPoints via promotions and partner offers in the app.
The Perks of the Ultra Card
- Unlimited Lounge Access worldwide (guests €24 each).
- 3GB global eSIM data per month.
- Excellent travel insurance.
- Free premium subscriptions like NordVPN, Masterclass, and Financial Times.
The Costs
€50 for the first month, then €60/month.
How to Apply: Use our Revolut referral link to get started.
Comparison Table
| Provider | Earning Type | Signup Bonus | Lounge Access | Daily Spend Rate | Cost |
|---|---|---|---|---|---|
| American Express Platinum | Flexible | Up to 150,000 | Free for up to 4 people | 3 pts/€ | €900 |
| Beobank Flying Blue Premium | Flying Blue | Up to 5,000 | Paid (Priceless) | 1.25 miles/€ | €150 |
| Brussels Airlines Altitude | Miles & More | Up to 5,000 | 3 visits free | 1.25 miles/€ | €180 |
| Revolut Ultra | Flexible | None | Unlimited (1 guest €24) | 1 point/€ | €720 |
Bottom Line
If you’re a frequent traveller who values flexibility, the American Express Platinum Card clearly stands out. With unlimited lounge access, huge sign-up bonuses, elite hotel status, and transferable points, it’s the best all-around option.
For more occasional travellers, the Beobank Flying Blue or Brussels Airlines cards are solid choices that still offer value if you put your everyday spending on them.
The Revolut Ultra Card is great for those who want digital flexibility, crypto or investment tools, and strong travel perks, though it’s slightly less rewarding for pure miles collectors.
Note: All deals are personally verified and bookable directly with airlines or reputable travel partners. Prices and availability can change quickly, we never sell flights ourselves.